by Patricia What’s best for building credit? I have one conventional low-limit credit card (Capital 1, $750 limit), and my credit score has stagnated at 664. I’m considering applying for another credit card. Would it be better to put 3K-5K …

Building credit: secured or conventional credit card? Read more »

by David I’m 18 and just starting to build my credit. I have a Discover student credit card with a $700 limit, and I want to build good credit so I can turn it into a regular Discover CC. I’d …

What’s better – carry balances or pay statements in full? Read more »