The Fair Credit Reporting Act (FCRA), amended by the Fair and Accurate Credit Transactions Act (FACT Act) defines consumer credit report laws and rights. It incorporates important privacy regulations, dispute procedures, identity theft protection measures and procedures for the distribution …
by Frances How can I find out why is my score so low? I’m almost 19 and have had a credit card for almost a year now. Although I’ve never missed a payment and I always pay more than the …
by William I was recently denied credit from Capital One. The letter that came from Capital states that credit bureau information is missing or unavailable for all three credit bureaus. What does that mean? It’s a common minor technical issue …
What does credit bureau information is missing or unavailable mean? Read more »