by Christine Muehlbauer (Las Vegas/NV/U.S.) My credit score is currently 762/Excellent. Although a biggie, my only default is from two years ago which was a delinquency on my mortgage and it was past 120 days of payment. This was due …

Will mortgage lenders turn me away for past/delinquent payments, but score is excellent at 762? Read more »

by Patricia What’s best for building credit? I have one conventional low-limit credit card (Capital 1, $750 limit), and my credit score has stagnated at 664. I’m considering applying for another credit card. Would it be better to put 3K-5K …

Building credit: secured or conventional credit card? Read more »

by Brendy I have 2 high-limit credit cards (8k City & 6k BOA) along with a few low-limit older cards. I just got another 7k limit increase on my Discover CC, which more than covers my lower-limit CC combined. So …

Should I get rid of my lower limit credit cards? Read more »