Disclaimer

This website Credit-Report-101.com (hereafter CR101)has been designed by me (a private owner) to provide information and the exchange of ideas to consumers interested in this particular subject, as well as for budget consulting professionals.

The information is provided solely for educational and informational purposes. I specifically disclaim any warranties, expressed or implied; this includes warranties of merchantability and fitness for a particular purpose.

I do not assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information, apparatus, product, or process disclosed, or represents that its use would not infringe privately owned rights. If you are professional related to or in the field of budget consulting, you are expected to exercise your professional judgment in providing information to appear on this site. If you are a consumer, you should evaluate and use common sense when reading the information on this website. All information on this site is for educational purposes only and is not a substitute for nor should be construed as professional consultation.

The use of the Credit Report 101 website is at your own risk and the content is provided on an as is basis. Some of the information comes from other consumers and therefore we disclaim responsibility for its content. This site provides links to other websites which are not under the control of CR101. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them. Therefore, viewing or clicking on links in this website, indemnifies CR101 from any damage or lawsuits.

All information published online by CR101 is subject to change without notice. We do not assume responsibility for errors or damages of any kind resulting from access to its internet resources or use of the information contained therein. Every effort has been made to ensure the accuracy of information presented as factual; however, errors may exist.

Copyright Statement

All material found on the Credit Report 101 (CR101) website is, unless otherwise stated, the property of same (CR101). Photographs, film clips and contributions appearing on the site that are not the sole property of CR101 appear with the knowledge and consent of their copyright holders. Copyright and other intellectual property laws protect these materials. Reproduction or retransmission of the materials, in whole or in part, in any manner, without the prior written consent of the copyright holder, is a violation of copyright law.

Advertising Disclosures

This website is written and maintained by one person – me.

Whilst I endeavor to check all facts, the views and opinions expressed on this website are purely my own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

I run third party advertisements through Google which are clearly identified as such. “Ads by Google” are not selected by me, so if you see a Google ad and a Web page about the same product or service, it is a coincidence.

I also have several affiliate advertisers and sponsors that include, but are not limited to Amazon. I appreciate their recognition and support of this site.

If you click on their ad or text link and buy something, I get a small commission. If you prefer not to do this you can also go to Amazon and buy direct through them in which case I would not receive a commission. Either way the product will cost you the same amount.

I always give my honest opinions, findings, beliefs, or experiences on the topics or products I write about.

CR101 is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Please do support my sponsors and recommendations. This site takes time and effort to deliver original content, free, to you. Supporting my sponsors is a WIN-WIN-WIN for you, me, and them. Thank you very much.

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