by Laura How do I Dispute item on credit report that doesn’t belong to me? I got divorced 4 years ago, in 2008. Last month I noticed that there is a charged off account on my credit report. I don’t …

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by Anne I was checking my 3-in-1 credit report the other day. My score with Equifax & Experian is above 700, but my TransUnion score is ~640. When I checked my reports I found out that on my TransUnion report …

How to dispute credit report error that is misleading because it’s incomplete? Read more »

You may file an Equifax credit report dispute online, over the phone or by mail. Although filing credit disputes online is convenient – financial advisers and consumer advocates recommend that you dispute credit report error by mail only. Using the …

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The federal government has set up a credit report disputes mechanism that allows consumers to keep their credit information accurate and up to date. Credit bureaus, lenders, creditor and financial institutions make mistakes every year. In fact, a study released …

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