by Deborah Hi. I applied for 2 credit cards, and was approved for both. One offer was good and I accepted it (i.e. they issued a new card on my name), the second offer had lesser terms (high APR, annual …

Does an inquiry count if you decline the offer? Read more »

by Lori I’ve applied for 3 credit card, and wasn’t approved. Will it lower my score more because I wasn’t approved? No it doesn’t by: Tad It may sound weird, but weather you’re approved or denied makes no difference score …

Does not being approved affect your credit? Read more »

by Rachel My credit report is filled with credit inquiries from companies I never applied for credit with. I have nearly two pages full with unauthorized inquiries. Is it hurting my credit? What can I do about it? You’ve probably …

Unauthorized Inquiries Read more »