Debt settlement can affect your credit score in various ways, depending on how the creditor reports the settlement to the credit bureaus. Unless reported otherwise, FICO considers a debt settlement as “not paid as agreed” account, which is still a …
Child support payments won’t affect your credit report and score unless you fall behind on your payments. If a collection agency gets involved, your credit score could drop significantly. Not only that, you could be sued or even arrested for …
How to avoid the post-holiday blue when the credit card statements arrive, and how to avoid damaging your credit during the holiday season Don’t open new credit lines for small savings During the holiday season retailers constantly bombard customers with …