A friendly place to find the support you need about credit reports and scores, credit repair, building credit history, identity theft and much more…
by Christine Muehlbauer (Las Vegas/NV/U.S.) My credit score is currently 762/Excellent. Although a biggie, my only default is from two years ago which was a delinquency on my mortgage and it was past 120 days of payment. This was due …
by Nigel I’m looking into buying a car, and would like to raise my credit score so that I can get better terms. I’m able to prepay my student loans, but does it worth it? If I do, will it …
by Richard I have an account that I opened 5 yrs ago (when I was 18) and I defaulted on. When it was send to collection it had a balance of ~$1700. I’m considering applying for a car loan and …
by Patricia What’s best for building credit? I have one conventional low-limit credit card (Capital 1, $750 limit), and my credit score has stagnated at 664. I’m considering applying for another credit card. Would it be better to put 3K-5K …
Building credit: secured or conventional credit card? Read more »