by Anton My credit card company includes a totally free credit score that is reported on my monthly card statements. Is it a FICO score? I’m asking because it’s different from what I got at myFico.com. Which is my real …

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Does after 7 years debt erased? A question I get too often. The answer is NO. Debts never go away. People simply confuse between Credit Reporting Time Frame and the Statute Of Limitations (SOL), which are completely different. Credit Reporting …

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There’s a difference between your normal/classic FICO Score, and the score car dealers graded you when you apply for car loan. Auto Loan Credit Scores were developed by Fair Isaac (the same company that developed the classic FICO) especially for …

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