Yearly Free Credit Score
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How can I get my yearly free credit score? I just got my first 3 in 1 credit report from annualcreditreport.com, but I can’t find my 3 free credit scores in it. Did I miss anything?
Your help is appreciated.
No such thing as yearly free credit score
Large number of people get confused between credit reports and credit scores.
The FACT Act that regulate the credit reporting business states that you are entitled for a free copy or your credit report once a year. This does NOT include a free credit score. It is true that your credit score must be provided to you upon request – but this service is not free.
There are many sites that claim to offer free credit scores, but most are just honey traps trying to get your credit card details and sell you services that you don’t need. All of these sites only offer a “free” credit score trial period, but request your credit card details. Sometimes you get charges for additional services just for clicking an accidental link. Then, you’re charged for not canceling the service in the required time frame.
There are, however, number of honest sites that offer really free credit score without requesting any creditcard details. See free-annual-credit-score.html for more information, and free-fico-credit-score.html for a list of truly free credit score services.
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