by Joyce I use myFico.com to monitor my credit scores. Last week I applied for a car loan, but when they pulled my scores – they were lower than the ones I got at myFico. I’m confused. Which scores are …
The score my lender see’s is different than what I get on myFico. Which is correct? Read more »
by Brendy I have 2 high-limit credit cards (8k City & 6k BOA) along with a few low-limit older cards. I just got another 7k limit increase on my Discover CC, which more than covers my lower-limit CC combined. So …
Should I get rid of my lower limit credit cards? Read more »
If you’re planning on applying for a new credit card, you can use this chart as a point of reference. The chart shows the national credit card average rate trends for bad, good & excellent credit scores over the past …
How to avoid the post-holiday blue when the credit card statements arrive, and how to avoid damaging your credit during the holiday season Don’t open new credit lines for small savings During the holiday season retailers constantly bombard customers with …