6 days late on car payments
by Theresa I’ve completely forgot to pay my last car payment because of my girlfriend’s illness. I’ve paid it online 4 days after the due date, and it says it takes 2 more days to process which makes it 6 …
Tag: fico
Using a card while keeping utilization low?
by John Leonard (San Francisco) I would like to use my credit card only for the “points” as I don’t spend more than I have, but my credit limit is relatively low compare to what I spend and I am …
If we pay a medical bill in full that was sent to collections for only 2 months, will my credit score go up?
by Roger My wife and I are currently trying to buy a house. When our credit first got pulled her score was in the 680s. When the underwriters pulled it it dropped down to 613! It was a hospital collections …
Why is my credit so bad?
by Peggy My credit score is 0, and I really can’t understand why it is so bad. I’m turning 20 next month, don’t even have a credit card (was turned down) and all I have is a checking account. It’s …