by Paulin My report says that I have “too many derogatory accounts or public records”. What exactly does it mean, and how can I improve it? It explains why you have a low credit score by: Tracy Although you don’t …

Too many derogatory accounts or public records Read more »

by Cedric It looks like my bank is about to close my checking account because of unpaid NSF fees. I haven’t paid NFS fees for almost a year because I didn’t have extra money. Will this affect my credit in …

Does it affect my credit if the bank closes my account? Read more »

by Juanita I have 4 active bank accounts. My score used to be pretty bad, but I’ve worked hard for the past two years on improving it. And it did get better. However, I’m still puzzled about that one: Does …

Does having more than one bank account help or hurt my credit? Read more »