You are entitled to a Free Annual Credit Report (sometimes confused with Free Government Credit Report or FCRA Credit Report) from each of the 3 major credit bureaus as part of the 2003 FACT Act. You should take advantage of …

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Wondering why check your credit report? Because the information on it determines the interest rates you are charged and your monthly payment. Any inaccurate or incomplete information can cost you hundreds or even thousands of dollars annually! Most people underestimate …

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