by Lillian Hi. I’m 22, work full time and earn reasonable wages. I recently applied for a car loan and got denied because I have no credit history. My aunt suggested adding me as an authorized user on her credit …

Will it help me establish credit if my aunt adds me as an authorized user on her credit card? Read more »

How to Build Your Credit – following are important tips that will help you in establishing good credit history, boosting your score and maintaining it in good shape. If you haven’t already read How to Build Credit History with Secured …

How to Build Your Credit Read more »

Credit piggybacking is an excellent way for family members to start building credit history, repair credit history or fix credit score. It is absolutely legal (amongst family members) and the Fico Score Formula acknowledges it. Credit piggybacking isn’t a new …

Credit Piggybacking Read more »