by Amanda I’m having a problem to read a credit bureau report. Although I pay my credit cards statements in full each month, my credit report shows balances on all of these accounts? Is it an error? Does it hurt …

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by Margaret I was sued by a collection agency a year ago, but it’s not showing on my free annual credit bureau report. About three years ago I defaulted on a credit card that I had back then because I …

Lawsuit not on my free annual credit bureau report Read more »

by Ben I have a few negative items on my credit report, three of which are old medical bills plus four old debts. On two of these old debts the account status reads “Closed”. I have a few questions: What …

Reading a credit report – What does closed account status mean? Read more »

“How can I Check My Credit Report? It’s so overwhelming” is a statement I get to hear too often. Because your credit report and credit score are critical to your financial well-being, it’s important to understand exactly what the terms …

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