Payment plans with debt collectors
by Thelma My car was repossess 6 months ago after I lost my job and couldn’t keep payments. It was sold in auction, and I still owe over $5,000 on it. The debt has gone to a collection agency. They …
Tag: how to repair bad credit
Judgments and credit reports
by Jhonny I’ve just settled a judgment, and my credit score went down. Has anyone experienced the same? How long will it take for my score to get back to where it was? I’m just a few points from qualifying …
How to recover from a single late payment?
by Enrique I used to have a very good credit score (above 800) until I slipped up and missed a payment on my credit card. My score immediately dropped by 62 points! That credit card is now paid off, but …
Should I continue to pay a judgment on a student loan that no longer appears on my credit report?
by Celina The judgment used to show on my credit reports, but is no longer showing. Does this mean that I can stop paying it, or should I continue to pay? Yes, you certainly should continue paying! by: Tracy Just …