All credit applications are processed under the Equal Credit Opportunity Act (ECOA), which is a federal law that prohibits creditors from discriminating credit applicants on the basis of sex, marital status, race, color, religion, age, and/or receipt of public assistance. …
When you pay credit card before statement is issued, you force the credit card companies to report a low balance to the credit bureaus. This lowers your credit utilization which in turn boosts your credit score. It also lowers you …
Yes – Applying for credit is art! When it comes to obtaining credit, people tend to make the (unfortunately so common) mistake of simply not being prepared. Let’s admit it – people spend twice the time trying to shave couple …