by Guillermo My mortgage broker said that I need to raise my score by 15 points to be approved for my home loan. I don’t have much time to do this. I was planning to actually go thru with the …

Need to raise my credit score 15 points for a mortgage Read more »

by Guillermo I was sued by a collection company called Resurgence Financial LLC. Now my debt has been placed with another collection company. Is this legal? Who do I owe now to, and who should I pay? You owe the …

Was sued by a creditor, and now the debt is sold? Read more »

by Shannon I’m being taken to court over a $4K debt. They offered me $2.7K lump sum settlement but I didn’t hade the money, so I offered them to make payments but they didn’t respond to that offer. Will the …

Being sued by collection company. Need some help. Read more »

by Noel My current score is pretty much average. Would re-paying my student loans in one payment and becoming debt free will help my credit? Thank you It won’t have any negative effect, but it also won’t build you good …

What will happen to my credit if I pay of my student loans in one lump sum payment? Read more »