by Amy What does “Too many recent inquiries in the last 12 months” on my credit report mean? It means that your Fico score is impacted by too many inquiries. by: Tracy The credit bureaus usually attach this statement to …

Too many recent inquiries in the last 12 months Read more »

by Damion I’m trying to raise fico score, but my credit score at TransUnion is 100 lower than my score at Equifax and Experian. I’ve pulled my 3-in-1 credit report and fund that my Auto Loan and my Credit Card …

Trying to raise fico score, but auto loan is not reported to TransUnion Read more »

by Phyllis I’m behind on my credit card payments more than 90 days. I’m trying my best to solve this issue, and was wondering what the best solution for my credit is – settling or paying in full? At this …

Which is better for my credit – settlement or paying in full? Read more »