by Guillermo I was sued by a collection company called Resurgence Financial LLC. Now my debt has been placed with another collection company. Is this legal? Who do I owe now to, and who should I pay? You owe the …

Was sued by a creditor, and now the debt is sold? Read more »

by Shannon I’m being taken to court over a $4K debt. They offered me $2.7K lump sum settlement but I didn’t hade the money, so I offered them to make payments but they didn’t respond to that offer. Will the …

Being sued by collection company. Need some help. Read more »

by Noel My current score is pretty much average. Would re-paying my student loans in one payment and becoming debt free will help my credit? Thank you It won’t have any negative effect, but it also won’t build you good …

What will happen to my credit if I pay of my student loans in one lump sum payment? Read more »

by Sheila I have a one year old unpaid rent from an apartment complex for around $3000. I’d like to pay it, but have no idea as to what percentage I should offer them? Probably 25%, but how good are …

What percentage should I settle with the collection agency? Read more »