The Fair Credit Reporting Act (FCRA), amended by the Fair and Accurate Credit Transactions Act (FACT Act) defines consumer credit report laws and rights. It incorporates important privacy regulations, dispute procedures, identity theft protection measures and procedures for the distribution …
by Sandra Why would I have an account that’s reported as Open on my credit report from Equifax, while the same account is reported as Closed on my TransUnion & Experian report? Credit Report errors like this are common by: …
by Joe I have an old credit card charge off on my credit report that is past the SOL. I disputed it with all 3 major credit bureaus but got an answer that the debt is verified and will not …
Removing debt past statute of limitations from credit report Read more »