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The Fair Credit Reporting Act (FCRA), amended by the Fair and Accurate Credit Transactions Act (FACT Act) defines consumer credit report laws and rights. It incorporates important privacy regulations, dispute procedures, identity theft protection measures and procedures for the distribution …

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The Consumer Credit Report Law (better known as the Fair Credit Reporting Act (FCRA)) establishes your rights in regards to credit reports. It governs credit report agencies (credit bureaus) and protects consumers by limiting the purposes for which credit checks …

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