Although filing credit disputes online is convenient – financial advisers and consumer advocates recommend that you dispute credit report error by mail only.
Using the mail creates a “paper trail” and thus makes it harder for the credit bureaus to ignore your request.
Not all credit report errors can be disputed online. Only credit accounts, bankruptcies, collections, liens, judgments, inquiries, and personal identification information can now be disputed online.
If you submit your Experian credit report dispute online – the re-investigation results will ONLY be provided to you online. Make sure any spam blocker or email settings for the email account you provide while disputing online are set up to allow for emails from Experian.
If you want the results of the re-investigation mailed to you, you should NOT dispute Experian credit report online. Instead, submit it by mail or phone.
Remember that even if you submit a dispute online – you still need to send supporting documentation by mail to Experian in order for them to complete the investigation properly.
More information on how to dispute Experian credit report click here.
To dispute online with Experian click here.
Supporting documents and/or credit report dispute letter should be sent to:
P.O. Box 9701
Allen, TX 75013