TransUnion Free Credit Report

TransUnion Free Credit ReportBefore requesting your TransUnion Free Credit Report, please read the following information carefully to understand your rights under the FACT Act.

Important Notice: If you’re trying to get a free TransUnion credit report as part of your annual free credit report then read this.

TransUnion is one of the 3 major credit bureaus and a leading global information solutions company that customers trust as a business intelligence partner and commerce facilitator. The other two national credit reporting agencies are Equifax and Experian.

TransUnion was founded in 1968, and is based in Chicago, Illinois. The company employs 4,100 associates that support clients in 29 countries.

TransUnion uses leading-edge technology coupled with extensive analytical capabilities to combat fraud and facilitate credit transactions between businesses and consumers across multiple markets.





For consumers, TransUnion offers mainly services of maintaining their credit history files, providing means of viewing them, and should the need arise – dispute them.

Although TransUnion provides credit reports, credit scores and credit monitoring – these services are not free of charge.

The government, trough the Fact Act made it possible for everyone to receive a free copy of their credit report from each of the three major credit bureaus.

The only way to obtain these 3 free credit reports is through a central Annual Credit Report Request Service that the three credit bureaus have set up.

Several scenarios entitle you to a TransUnion free credit report in addition to your free government credit report. These include being declined credit, unemployed and looking for a job, a victim of identity theft and a few more cases.

Only when these conditions are met – you should contact TransUnion directly. See how and when to get additional free credit report for more information.

TransUnion credit bureau contact information:

Web Site: www.transunion.com
 
annualcreditreport.transunion.com/tu/disclosure/disclosure.jsp
 
disclosure.transunion.com/dc/disclosure/disclosure.jsp
Phone: 1-866-916-8800
Mailing Address: TransUnion LLC
P.O. Box 1000
Chester, PA 19022