Chapter 7 bankruptcy stay on your credit report for 10 years from the date filed. Accounts included in bankruptcy stay on your credit report for 7 years from the date they were reported as included in the bankruptcy. Do not …

How long does chapter 7 stay on your credit report? Read more »

The term “Key Derogatory” is often used by the credit bureaus to mark a significant negative entry on your credit report. Accounts listed as Key Derogatory (KD) have significant effect on your credit. ““Derogatory” refers to negative information, while ““Key” …

Key Derogatory Read more »

Under the Fair and Accurate Credit Transactions Act (FACT Act) enacted 2003 you are entitled to receive a free copy of your credit report from each of the 3 major credit bureaus every year. Experian, TransUnion & Equifax have set …

Really Free Credit Report Read more »

What is SafeRent Credit Inquiry, and why is it on my credit report? SafeRent (First Advantage SafeRent) supplies renter reports, eviction reports and tenant scoring to landlords and property management companies. Often, when you grant permission to a landlord or …

SafeRent Credit Inquiry Read more »