Chapter 7 bankruptcy lasts on credit report for 10 years from the date filed. Accounts included in bankruptcy last on credit report for 7 years from the date they were reported as included in the bankruptcy. Do not confuse the …
by James I’m referring to mortgage applications. I’ve discharged from it 8 years ago. Do I need to disclose it in a mortgage application? It depends on how the question is phrased by: Tracy Chapter 13 bankruptcy ages off your …
After how many years am I no longer required to disclose past bankruptcy? Read more »
by Ruth I have a question regarding bankruptcy and credit scores. I’ve acquired a lot of debt from a period when I was carless. For now I’m doing all I can to pay my debts, but I’m also considering bankruptcy …
by James I filed for bankruptcy at the end of 2004 and it was charged off in 2005. I expected it go go away from my credit report this year because 7 years have passed, but it’s still there hurting …
How long does a chapter 7 bankruptcy stay on your credit report? Read more »