Equifax Free Credit Reports

Equifax Free Credit ReportsBefore requesting your Equifax free credit reports, please read the following information carefully to understand your rights under the FACT Act.

Important Notice: If you’re trying to get a free Equifax credit report as part of your annual free credit report then read this.

Equifax is one of the 3 major credit bureaus and a global leader in turning information into intelligence. The other two national credit reporting agencies are Experian and TransUnion

It offers consumers easier ways to buy products or services, and better insight into and management of their personal credit.

Equifax is headquartered in Atlanta, Georgia, and employs over 4,500 employees in 12 countries in North America, Latin America and Europe.

For consumers, Equifax offers mainly services of maintaining their credit history files, providing means of viewing them, and should the need arise – dispute them.

Although Equifax provides credit reports, credit scores and credit monitoring – these services are not free of charge.

The government, trough the Fact Act made it possible for everyone to receive a free copy of their credit report from each of the three major credit bureaus.

The only way to obtain these 3 free credit reports is through a central Annual Credit Report Request Service that the three credit bureaus have set up.

Several scenarios entitle you to an Equifax free credit report in addition to your free government credit report. These include being declined credit, unemployed and looking for a job, a victim of identity theft, disputing a credit report and a few more.

Only when these conditions are met – you should contact Equifax directly. See how and when to get additional free credit report for more information.

Equifax credit bureau contact information:

Web Site: www.equifax.com
Phone: 1-800-685-1111
Equifax Credit Information Services, Inc
P.O. Box 740241
Atlanta, GA 30374

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