by Pete OK, so my bank was bought by another bank and they are switching my credit card automatically to the new one. I’m not going to stay with the new bank, so I won’t activate the new card. I …

What happens if I don’t activate a new credit card? Read more »

by Loren I’m thinking of buying a new car, so naturally I want to get the best terms on the loan. However, I understand that each company I apply to checks my credit report and puts a credit inquiry on …

How can I shop around for the best car loan? Read more »

by Colin I’ve had a Capital one secured credit card for a year now. My Fico scores from Equifax & Transunion are 711 & 737 respectively. I never had a reward card, and I’m trying to apply for one. I …

Should I apply for a second credit card after 1 year of credit? Read more »

by Spenser My wife and I are in the process of purchasing a home. We got already a mortgage offer and have started home inspection. However, last week I got injured at work. I will need go thru a minor …

Can being on worker’s compensation program stop me from getting a mortgage? Read more »