Does a spouse’s bad credit mean no mortgage?
by by Anita (Louisiana) My husband and I want to apply for a mortgage, but we’re afraid that his bad credit can keep us from getting approved. My credit score is above the 640, but his is below 600. The …
Tag: no credit history credit cards
Will lot of inquiries hurt my chances to get a mortgage?
by Kirk I’ve recently applied for a car loan, and now I’m worried that all these inquiries will hurt my chances of getting a mortgage (I plan to apply 6 months from now). Will they? Rate shopping counts as only …
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Pre-selected vs. Pre-approved
by Freddie I received two credit card application forms in the mail. One says I’ve been pre-selected, while the other one says I’ve been pre-approved. What’s the difference between them? There’s no such thing as Pre-approved by: Tracy There’s no …
How do I negotiate a lower APR?
by Kitty I’ve never missed a credit card payment, and have always paid more than the minimum payment. I’d like to negotiate a lower APR. What’s the best way to go about this? Simply ask them… by: Tracy Interest rates …