by James I’m 21 and a full time student. What is the likelihood of me getting a 2-year 7K car loan? My salary is 12K annually. I have two credit cards, clean credit report and a good credit score of …

Likelihood of getting a 7K car loan? Read more »

by Robert My son needs a co-signer for a car loan. I’m inclined to sign, but I’m not sure I fully understand all the implications of co-signing a loan. You are fully liable when you co-sign by: Tracy When you …

What is the downside of co-signing a loan? Read more »

by Lucille Need a small loan, and I wonder if it’s easier to refinance my car or simply get a personal loan? Both are hard, if not impossible to get by: Tracy Personal loans are very hard to get, even …

Which is easier to get, a car or personal loan? Read more »

by Leslie What is the minimum credit score that can guaranty approval for a personal loan? It doesn’t work that way by: Tracy Credit scores account for only a small part of the lending process when it comes to personal …

Minimum credit score for a personal loan Read more »